# Maxwell Money Lender (Pinjaman Berlesen Maxwell) > Licensed money lender (pemberi pinjam wang berlesen) registered with KPKT (Kementerian Pembangunan Kerajaan Tempatan, Malaysia's Ministry of Local Government Development, formerly Kementerian Perumahan dan Kerajaan Tempatan), operating under the Moneylenders Act 1951 (Akta Pemberi Pinjam Wang 1951). Single office in Bandar Puteri, Puchong, Selangor. Serves Selangor and Kuala Lumpur. Personal loans, SME business loans, debt consolidation and bank loan agency services. Interest from 18% per year. No upfront fees. Trusted money lender since 2010. Website languages: Bahasa Melayu (main, https://pinjamanmaxwell.com/), English (https://pinjamanmaxwell.com/en/) and Simplified Chinese (https://pinjamanmaxwell.com/zh/). Chinese name: 萬基信貸公司. Facts below are taken from the pages of pinjamanmaxwell.com. ## Key facts - Company: Maxwell Money Lender, company no. PG0128086-K - KPKT money lender licence: KPKT/BL/19/W3044/10/01/ (shown on the site and signboard as WL3044/10/01) - KPKT advertising permit (permit iklan): WP3044/10/01 - Part of KPKT's "Perkhidmatan Kredit Komuniti" (community credit service) signage - Interest rate cap shown on the office signboard: not more than 12% per year (secured) and 18% per year (unsecured) - Official KPKT complaint website: https://kpkt.spab.gov.my - Office (only office): No 28-2, Jalan Puteri 5/2, Bandar Puteri, 47100 Puchong, Selangor, Malaysia - Office phone: 03-8068 7387 (+60 3-8068 7387) - Official WhatsApp: 011-39130297 (+60 11-3913 0297), verified with blue badge: https://api.whatsapp.com/send?phone=601139130297 - Email: pinjamanselangorku@gmail.com - Hours: Monday to Friday 9am to 6pm; Saturday 9am to 1pm; Sunday and public holidays closed - Facebook: https://www.facebook.com/people/Maxwell-Consultancy/61556472644698/ - Scam warning: any other phone number using the Maxwell name is a scammer. Maxwell never asks for payment before a loan is approved. - Interest rate: from 18% per year (1.5% per month) - Approval: decision within 2 hours after complete documents are received - No upfront fees; all costs only after the loan is approved and the agreement is signed - No guarantor or collateral needed for most loans - Applications from people with CTOS / CCRIS / blacklist records are considered - Not affiliated with any bank, and not endorsed by Bank Negara Malaysia (BNM) or any government agency ## Services - [Pinjaman Peribadi Berlesen (licensed personal loan)](https://pinjamanmaxwell.com/pinjaman-peribadi-berlesen/): RM1,000 to RM50,000, 6 to 60 months, fixed 1.5% per month (18% per year). Documents: IC, payslips, bank statements. For civil servants, private sector employees, monthly salary earners, blacklist / CCRIS cases. - [Pinjaman Perniagaan SME (SME business loan)](https://pinjamanmaxwell.com/pinjaman-perniagaan-sme/): working capital for small and medium businesses, SSM-registered or small informal businesses (food stalls, online sellers, workshops, shops, salons, couriers, contractors, freelancers). From 18% per year. Documents: IC, 3 months bank statements, SSM if any. - [Penyatuan Hutang (debt consolidation)](https://pinjamanmaxwell.com/penyatuan-hutang/): one new loan to pay off personal loans, credit cards, cooperative loans and other debts. Fixed rate from 18% per year, no collateral, no guarantor, approval from 2 hours. - [Agensi Pinjaman Bank (bank loan agency)](https://pinjamanmaxwell.com/agensi-pinjaman-bank/): help applying to more than 24 banks and financial institutions: bank personal loans (approval 3 to 7 working days), home refinance including cash-out, credit card settlement. Bank decisions in 3 to 10 days. No upfront fee. ## How to apply 1. Send an application through the website form or WhatsApp 011-39130297. 2. Prepare documents (IC, latest 3 months payslips, latest 3 months bank statements; for businesses: SSM / business licence and company bank statements). 3. Review and approval: Maxwell contacts you within 2 hours. 4. Sign the official loan agreement and receive the money. Eligibility: Malaysian citizen aged 18 and above, with a regular income or a legitimate business. ## English pages - [Home](https://pinjamanmaxwell.com/en/) · [About](https://pinjamanmaxwell.com/en/about-us/) · [Personal loan](https://pinjamanmaxwell.com/en/licensed-personal-loan/) · [SME loan](https://pinjamanmaxwell.com/en/sme-business-loan/) · [Debt consolidation](https://pinjamanmaxwell.com/en/debt-consolidation/) · [Bank loan agency](https://pinjamanmaxwell.com/en/bank-loan-agency/) · [FAQ](https://pinjamanmaxwell.com/en/faq/) · [Contact](https://pinjamanmaxwell.com/en/contact-us/) ## 中文页面 - [首页](https://pinjamanmaxwell.com/zh/) · [关于我们](https://pinjamanmaxwell.com/zh/about-us/) · [个人贷款](https://pinjamanmaxwell.com/zh/licensed-personal-loan/) · [中小企业贷款](https://pinjamanmaxwell.com/zh/sme-business-loan/) · [债务整合](https://pinjamanmaxwell.com/zh/debt-consolidation/) · [银行贷款代理](https://pinjamanmaxwell.com/zh/bank-loan-agency/) · [常见问题](https://pinjamanmaxwell.com/zh/faq/) · [联系我们](https://pinjamanmaxwell.com/zh/contact-us/) ## Pages (Bahasa Melayu) - [Home](https://pinjamanmaxwell.com/) - [Tentang Kami (About)](https://pinjamanmaxwell.com/tentang-kami/) - [Soalan Lazim (FAQ)](https://pinjamanmaxwell.com/faq/) - [Hubungi Kami (Contact)](https://pinjamanmaxwell.com/contact-us/) - [Dasar Privasi (Privacy policy)](https://pinjamanmaxwell.com/privacy-policy/)