Bank Loan Agency: A Complete Service with Access to 24 Banks
We help you apply for legal financing directly with major financial institutions in Malaysia, with no upfront fee and free professional advice. In Selangor & KL.

Perkhidmatan Kredit KomunitiKPKT-licensed money lenderOur Agency Services
Maxwell Money Lender also offers a bank loan agency service. We act as a facilitating agency to help you submit applications to more than 24 banks and financial institutions. We help clients with many types of application:
Bank Personal Loan
- For civil servants, private sector & GLC staff
- Low interest depending on the chosen bank
- Approval in 3 – 7 working days
Home Refinance
- Move your existing home loan to a lower rate
- Get extra cash (cash-out refinance) for capital or debt consolidation
- Suitable for subsale, auction and second homes
Credit Card Settlement
- Negotiation & restructuring of credit card debt
- Combine credit card balances into a personal loan or another bank solution
- Avoid penalties & a falling credit score
Why Use an Agent Like Maxwell?
Banks have many different conditions and products. Many applicants fail because:
- They don't know which bank suits them best
- Their documents are incomplete
- Their credit profile is not positioned correctly
- Access
- More than 24 banks & financial institutions
- Bank personal loan
- Approval in 3 – 7 working days
- Bank decision
- 3 – 10 days
- Upfront payment
- None
A Simple & Fast Application
- Send Your Application OnlineFill in the form on the website or WhatsApp us directly.
- Prepare Simple DocumentsWe recommend the most suitable bank for your situation.
- Application to the BankWe submit the application to the bank.
- Bank DecisionResponse & decision from the bank within 3–10 days.
Get Easy Access to Bank Loans
Don't let bank loan paperwork weigh you down. Let Maxwell help you get the best loan through our legal, easy and trusted platform.
Maxwell Loan Calculator
Work out your monthly payment in seconds.
- Loan
- RM10,000
- Total interest
- RM2,640
- Total repayment
- RM12,640
What is Maxwell's bank loan agency service?
We act as a facilitating agency to help you submit financing applications to more than 24 banks and financial institutions in Malaysia, with no upfront fee and free professional advice.
What kinds of applications do you help with?
Bank personal loans, home refinancing (including cash-out refinance) and credit card settlement.
How long does the bank take to decide?
Bank personal loan approval takes 3 to 7 working days. In general, banks respond with a decision within 3 to 10 days.
My bank loan was rejected. Can I apply again?
Yes, a rejected application can be submitted again. Many applicants fail because they do not know which bank suits them, their documents are incomplete, or their credit profile was not positioned correctly. We recommend the most suitable bank for your situation.
Choose a licensed company, not a risk.
Maxwell Money Lender is a legal money lender licensed under KPKT. We also hold an official advertising permit, so every transaction is handled transparently, safely and according to the law. Dealing with a licensed company gives you more confidence and peace of mind.
- KPKT Licence No.
- WL3044/10/01
- Advertising Permit No.
- WP3044/10/01
- Company No.
- PG0128086-K
- KPKT Complaints
- kpkt.spab.gov.my
Click the images to enlarge them and check our KPKT licence yourself, as proof that our company is registered and legal.
WhatsApp UsInterested? Apply Now!
Free financial advice! Affordable monthly payments!